Homeownership

Found 53 blog entries about Homeownership.

Peace of mind begins with changing the locks.

When I bought my first house, my timing couldn’t have been better: The house closing was two weeks before the lease was up on my apartment. That meant I could take my time packing and moving, and I could get to know the new place before moving in.

I recruited family and friends to help me move (in exchange for a beer-and-pizza picnic on the floor) and, as a bonus, I got to pick their brains about what first-time homeowners should know.

Their help was one of the best housewarming presents I could have gotten. And thanks to their expertise and a little Googling, here’s what I learned about what to do before moving in.

1. Change the Locks

You really don’t know who else has keys to your home, so

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Start looking for that contractor NOW if you want your project done by summer’s end.

Whew. The holidays are done. The new year has rung in.

That’s when smart homeowners know it’s time to do these five things that’ll save time, money, and hassles all year long:

#1 Organize Your Seasonal Storage Space  

Packing away holiday decor presents a big opportunity. It’s the best time to sort, declutter, and reorganize that space where you store your seasonal stuff.

So before simply stuffing your holiday things back in there somewhere, take inventory, then sort, filter, donate, trash, and re-home as many of your things as possible.

It’ll help keep you more organized all year long, and make it easier to find all your holiday stuff next year.

#2

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Evaluate the cost of purchasing, installing, and maintaining an outdoor spa to decide if it's a worthwhile addition to your deck.

Hot tubs and spas come in an array of shapes and sizes, and can be equipped with scores of accessories. Accordingly, they have a wide range of prices. Choosing the right spa depends on its intended use, how big your deck is, and what structural alterations will be required for your deck. In addition, you'll need to know the cost of installation, day-to-day expenses, and how much you can expect to recoup on your investment should you sell your home.

 Different Types of Spas and Their Costs

 It started with that icon of laid-back living, the redwood hot tub. Before long, fiberglass versions with circulating jets appeared

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Whether you’re buying or selling, it’s important to choose representation that meets your needs in the transaction.

You have choices when selecting representation in a real estate transaction. Here are five tips for understanding which type of legal relationship with a real estate professional, called an agency relationship, will best protect you when you buy or sell a home.

1. Buyer’s Agency

When you’re buying a home, you can hire an agent who represents only you, called an exclusive buyer’s representative or agent. A buyer’s agent works in your best interest and owes you a fiduciary duty. You can pay your buyer’s agent yourself, or ask the seller, or the seller’s agent, to pay your agent a share of their sales commission.

If you’re selling

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Meet you under the skylight, on the white sofa, with a cream cheese brownie.

Fall and winter start cozy — who hasn’t used the colder temperatures as an excuse to binge-watch Netflix while swaddled in a couch blanket?

But come January, staying indoors can feel less like a treat and more like you’re living in a cave.

Here’s how to make your house lighter, brighter, and cheerier.

#1 Take the Screens Off Your Windows

You’ll get 30% more sunlight shining indoors without screens on your windows.

Here’s the best part: Sunlight warms your room and saves you money on your heating bill. It’s solar power — for you!

Be sure to store your screens in your garage or basement where they won’t get damaged. In the spring you’ll want to put them back on

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Magic 8 ball says yes. Here’s what to know to itemize tax deductions as a homeowner.

Taxes? Gross! Who wants to think about government paperwork, especially when your hand still aches from signing the 977 forms required to buy your first house? But listen up: As a new homeowner, you can typically wave bye-bye to the 1040-EZ form and say hi to itemizing your deductions on Schedule A.

That means you can combine the thousands you’re now paying in mortgage interest and property taxes with what you’re already paying in state and local income taxes. And bam! Suddenly, you’ve got more to deduct than the $6,300 standard deduction.

For recent first-time homeowners Ben and Stephanie Liddiard, buying a rambler in Layton, Utah, led to tax savings that

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To manage your biggest asset, create a financial plan that covers repairs, upgrades, mortgages, insurance, and taxes.

Do you pay each home-related expense as it comes? If so, you’re missing opportunities for upgrades, or much worse, heading into a financial crisis when a slew of surprise maintenance items hit. So take a holistic look at what it costs to operate your house and set up a home financial plan.

Use our home financial plan budget worksheet, and start by writing a list of expenses, such as:

  • Mortgage
  • Taxes
  • Home insurance, including liability
  • Repairs and maintenance, such as new furnace, roof, painting
  • Voluntary upgrades, such as a swimming pool, a premium range, a new powder room.

What Will You Learn From This Home

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Such as look for roof leaks before the first winter snow.

When the last of summer’s heat is a faint memory, and you’re pulling out your hoodies more than your shorts, it’s time to tackle a few simple chores that’ll make winter more pleasant and prevent some nasty surprises next spring.

#1 Clean and Stow Your Mower

If you’re not familiar with fuel stabilizer, get to know it. If your mower sits for months with gas in its tank, the gas will slowly deteriorate, which can damage internal engine parts. Fuel stabilizer ($10 for a 10-ounce bottle) prevents gas from degrading.Add stabilizer to your gasoline can to keep spare gas in good condition over the winter, and top off your mower tank with stabilized gas before you put it away

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Get the dirt out of your home before you hunker down for winter’s worst.

You know, when you think about it, we should be obsessing over fall cleaning instead of spring cleaning. After all, you’re about to shut yourself inside for months with all the dust and dirt your home has collected during the hot, dusty, open-window days of summer. And who wants to inhale that?!

The EPA even estimates that indoor air quality can be five times more polluted than outdoor air. So here’s a checklist to help you breathe easy all winter long in your home.

#1 Wash and Disinfect Garbage Cans and Wastebaskets

You’re going to be shut in all winter with these germ havens, so now’s a good time to clean them thoroughly. Take them outside where you can blast the

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