Advice

Found 140 blog entries about Advice.

It’s fun! It’s exciting! It’s important to take everything with a grain of salt!

Oh, let’s just admit it, shall we? Browsing for homes online is a window shopper’s Shangri-La. The elegantly decorated rooms, the sculpted gardens, the colorful front doors that just pop with those “come hither” hues.

Browser beware, though: Those listings may be seductive, but they might not be giving you the complete picture.

That perfect split-level ranch? Might be too close to a loud, traffic-choked street. That handsome colonial with the light-filled photos? Might be hiding some super icky plumbing problems. That attractively priced condo? Miiiight not actually be for sale. Imagine your despair when, after driving across town to see your dream home, you realize

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You’ve asked friends to recommend great contractors, picked your favorite, checked references — and maybe even conducted an online background check on his business. So you know you’ve found a top-notch guy for your home improvement project.

But remember that his bottom line is getting you to sign a contract, and he’s not going to mention anything that might get in the way. Before you make a commitment, here’s what you need to know in order to protect your own bottom line.

1. He’s Not the Only Game in Town

Even if you believe you found the best contractor in the area, don’t hire him unless you’re sure he’s right for your project.

You should solicit at least three bids from three different contractors before awarding a home improvement project.

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1. You Need A Large Down Payment

The first step to buy a home in Albuquerque NM for many home buyers is to get pre-qualified or pre-approved for a mortgage. Home buyers need a good lender to understand the different home loans they may be qualified.

There are many different types of loans and all different down payment requirements:

  • In Albuquerque, there is a first time home buyers program that allows first time home buyers to buy a home with an out of pocket payment of $500 to $1000.
  • There is another home loan called the Next Home, this home allows home buyers to purchase a home for as little as 0.50% down payment.
  • Federal Housing Administration (FHA) loans require a down payment of only 3.5%.
  • If you
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It’s fun! It’s exciting! It’s important to take everything with a grain of salt!

Oh, let’s just admit it, shall we? Browsing for homes online is a window shopper’s Shangri-La. The elegantly decorated rooms, the sculpted gardens, the colorful front doors that just pop with those “come hither” hues.

Browser beware, though: Those listings may be seductive, but they might not be giving you the complete picture.

That perfect split-level ranch? Might be too close to a loud, traffic-choked street. That handsome colonial with the light-filled photos? Might be hiding some super icky plumbing problems. That attractively priced condo? Miiiight not actually be for sale. Imagine your despair when, after driving across town to see your dream home,

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Sometimes trying to save will actually cost you more. Here’s when that happens.

You've got all the loyalty apps (free burrito after you buy 10!), you shopped around for the lowest rate on your mortgage, and you never go to the grocery store when you're hungry. You're frugal, and the rising amount in your savings account is a testament to that.

Since saving cash is never a bad thing, you've got nothing to worry about, right?

Unless, of course, you venture so far past frugality you enter the world of cheap. And cheap homeowners always end up paying more in the end when quick fixes and half-solved issues become big, pricey problems. 

Here are six things homeowners do when they're trying to be frugal, but instead they're really being cheap

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If your contractor has fouled up your home improvement job, delivered poor work or disappeared altogether, you have recourse.

We all know that remodeling can be a hassle. But occasionally a construction project turns into a total disaster and you end up at odds with your contractor -- even though you thoroughly vetted the contractor and the remodeling contract before signing. Shoddy workmanship, unexplained delays, and amenities that never get installed can lead to frustration and anger.

Don’t get mad; get motivated to defend yourself. Here’s how.

Fire the Contractor

Firing your contractor may seem obvious, but it's not an easy step when things go seriously wrong. Your contractor could challenge the firing in court as a breach of contract: You

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Like buying a fridge or mattress when the savings are the biggest.

The lazy days of summer officially kick off Memorial Day weekend.

Giving your home a little extra love this month can save you time and money.

#1 Chill With a New Fridge

Is yours leaking water, cooling less efficiently, or just too limited on storage space? May is the best month to buy a new refrigerator.

New models hit the sales floor in the summer, and stores need to clear out the old ones to make room. Need a stove instead? Best to wait until fall for other kitchen appliances. That's when they go on sale.

#2 Punch Up Exterior Paint

Winter's freezing temps and wet weather can be tough on your home's exterior, making it look a little drab come May. But that's more of

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Painting your home is a wise investment in time (if you DIY) and money. Here’s how much it’ll cost you.

There's nothing like a fresh coat of paint to boost curb appeal and make an entire home feel fresh. But exactly how much does it cost to paint a house? 

Here's everything you need to know about the costs of painting your home’s exterior and interior.

Average Cost to Paint a House

House-painting costs can vary significantly depending on your home's square footage, where you live, and who is crunching the numbers.

But the pros at the trade organization Painting and Decorating Contractors of America (PDCA) can make a pretty good estimate. These are their ballpark figures for the average cost to paint a house, including labor and materials.

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Avoid these rookie mistakes to keep everything beautiful.

You’ve done it. You own a house with a yard. The great outdoors. Amber waves of grain. OK, maybe not grain, and ideally you want it green, not amber.

But now that you have it, how do you keep from screwing it up? By avoiding a few common gaffes that landscaping experts say new homeowners make waaay too often.

“They end up buying the wrong fertilizer, they have no clue what weed killer is, they kill their entire lawn, they kill their bushes — and then they call me,” says Dean Granat, who runs D&D Landscape & Sprinkler Services Inc. in Buffalo Grove, Ill. 

Here’s what the pros say newbie homeowners often do wrong with their lawns and yards:

#1 Not Following Product

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