Advice

Found 132 blog entries about Advice.

Avoid these rookie mistakes to keep everything beautiful.

You’ve done it. You own a house with a yard. The great outdoors. Amber waves of grain. OK, maybe not grain, and ideally you want it green, not amber.

But now that you have it, how do you keep from screwing it up? By avoiding a few common gaffes that landscaping experts say new homeowners make waaay too often.

“They end up buying the wrong fertilizer, they have no clue what weed killer is, they kill their entire lawn, they kill their bushes — and then they call me,” says Dean Granat, who runs D&D Landscape & Sprinkler Services Inc. in Buffalo Grove, Ill. 

Here’s what the pros say newbie homeowners often do wrong with their lawns and yards:

#1 Not Following Product

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And how I survived when my loan fell through before closing

Name: Andrea Lawson, 36

City: Madison, Wis.

Year of Home Purchase: 2014

Sale Price: $222,500

Home style: 2006 condo

Profession: Social worker

When Andrea Lawson got a dream job in a new city, she knew exactly where she wanted to live: an urban, walkable neighborhood near her new job in downtown Madison. Though she was hesitant to commit to buying a home before knowing for sure the job and city were the right fit for her, rental prices made buying the smarter financial move.

In just a two-day trip to Madison, she found a place she liked, made an offer, and had it accepted by the seller. All was great until her loan fell through prior to closing.

Before

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A messy environment is actually good for your psyche.

Breaking news: Humans like stuff. Stuff they have. Stuff they like. Stuff they need.

But stuff just gets everywhere. Hence the trendiness of uber-organized spaces, hyper-cleanliness, and Marie Kondo-like thank-your-stuff-for-its-service-then-toss-it attitudes. But living in that state of constant tidying is exhausting.

Enough.

It is not a moral failing to have a slightly cluttered home.

And you know what? Life can be better with slightly more stuff. Here are seven reasons why:

#1 A Messy Environment Is a More Creative One

Being too tidy will stifle your imagination. Science says so.

There’s a lot of research showing messy surroundings encourage you to break the rules of

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Refacing kitchen cabinets might be “superficial,” but the results and savings are dramatic.

Refacing your kitchen cabinets includes covering the exposed frames with a thin veneer of real wood or plastic laminate.

Doors and drawer fronts are replaced to match or complement the new veneer. New hinges, knobs, pulls, and molding complete the transformation.

What are the Pros and Cons?

Kitchen cabinet refacing pros:

  • Costs about half as much as replacing cabinets.
  • Takes less time (a week or less!) and money.
  • It’s less hassle than tearing out cabinets.
  • You can still use your kitchen while refacing.
  • It’s a green kitchen remodeling solution because you’re not adding to the landfill.

Kitchen cabinet refacing cons (there aren’t

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Private mortgage insurance is unavoidable for some homeowners, but don’t pay PMI premiums a day longer than required by your lender.

#1 Home Inspection

A home inspection helps protect you from purchasing a home that could be a lemon. So you don’t want to forgo it. 

REALTOR® Tip: Your inspector isn’t required to be an expert in everything. If you suspect termites, asbestos, and foundational issues, for instance, you’ll need to hire a specialist.

 Inspectors will look for signs of structural issues, mold, and leaks; assess the condition of the roof, gutters, water heater, heating and cooling system; and more. Inspections cost between $300 and $500, and whether or not you end up purchasing the property, you still need to pay this fee. 

#2

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Tax changes for 2019 change the landscape for homeowners.

Tax season is upon us once again, and to make it even more interesting this year, the tax code has changed — along with the rules about tax deductions for homeowners. The biggest change? Many homeowners who used to write off their property taxes and the interest they pay their mortgage will no longer be able to.

Stay calm. This doesn’t automatically mean your taxes are going up. Here’s a roundup of the rules that will affect homeowners — and how big of a change to expect.

Related: Are Closing Costs Tax Deductible?

Standard Deduction: Big Change

The standard deduction, that amount everyone gets, whether they have actual deductions or not, nearly doubled under the new law. It’s now

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The ultimate timeline ensures the smoothest of transitions.

A real yard. Closets bigger than your average microwave. The freedom to decorate however you darn well please!Making the switch from renting to owning is exhilarating, but many rookie homebuyers find the process trickier to navigate than they expected.

This is why we created our First-Time HomeBuyer Checklist. The 12-month timeline will help you sidestep common mistakes, like paying too much interest or getting stuck with the wrong house. (Yep, it happens!)

2 Months Out

Check your credit score.Get a copy of your credit report at annualcreditreport.com. The three credit bureaus (Equifax, Experian, and TransUnion) are each required to give you a free credit report once a year. A Federal

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Never underestimate the power of an extra iPhone charger.

You’re expecting houseguests. Fun! You want them to feel welcome, comfortable, and — dare we say it? — maybe even a tad envious of your hosting prowess.

No need to moonlight at hospitality school. We asked Airbnb hosts with tons of great reviews on their cozy bungalows and light-filled island condos for some quick, easy (and cheap!) ideas to turn your guest quarters into a vacation haven. Be careful, though – your guests may not want to leave!

#1 Stock Up on Extra Chargers and Cords

A dead phone equals getaway misery. Airbnb host Valarie D’Elia sets out a bowl with power strips and cords, outlet converters, and even an iHome speaker. Nothing sets the stage for feeling at home IRL like

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Ugh. Mold. It’s ugly. It’s tenacious. It’s the uninvited guest that keeps visiting — no matter how rude you are to it. But, unwittingly, you may be setting up the perfect conditions for mold’s return: a food source, lots of moisture, and a pleasant temperature.

“You’ve got to eliminate one of those three legs of the stool so mold won’t grow,” says Pete Duncanson, director of system development for ServiceMaster Restore. “And it’s always easier to prevent than to remediate.”

Assuming you like warm showers and a comfy thermostat setting, there’s not much you can do about the temperature mold loves. But you can get rid of mold — and permanently prevent it — by controlling the other two factors: food and moisture. Here’s how.

Starve It Out

Mold is

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