Homeownership

Found 69 blog entries about Homeownership.

Whether you’re buying or selling, it’s important to choose representation that meets your needs in the transaction.

You have choices when selecting representation in a real estate transaction. Here are five tips for understanding which type of legal relationship with a real estate professional, called an agency relationship, will best protect you when you buy or sell a home.

1. Buyer’s Agency

When you’re buying a home, you can hire an agent who represents only you, called an exclusive buyer’s representative or agent. A buyer’s agent works in your best interest and owes you a fiduciary duty. You can pay your buyer’s agent yourself, or ask the seller, or the seller’s agent, to pay your agent a share of their sales commission.

If you’re selling

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Meet you under the skylight, on the white sofa, with a cream cheese brownie.

Fall and winter start cozy — who hasn’t used the colder temperatures as an excuse to binge-watch Netflix while swaddled in a couch blanket?

But come January, staying indoors can feel less like a treat and more like you’re living in a cave.

Here’s how to make your house lighter, brighter, and cheerier.

#1 Take the Screens Off Your Windows

You’ll get 30% more sunlight shining indoors without screens on your windows.

Here’s the best part: Sunlight warms your room and saves you money on your heating bill. It’s solar power — for you!

Be sure to store your screens in your garage or basement where they won’t get damaged. In the spring you’ll want to put them back on

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Magic 8 ball says yes. Here’s what to know to itemize tax deductions as a homeowner.

Taxes? Gross! Who wants to think about government paperwork, especially when your hand still aches from signing the 977 forms required to buy your first house? But listen up: As a new homeowner, you can typically wave bye-bye to the 1040-EZ form and say hi to itemizing your deductions on Schedule A.

That means you can combine the thousands you’re now paying in mortgage interest and property taxes with what you’re already paying in state and local income taxes. And bam! Suddenly, you’ve got more to deduct than the $6,300 standard deduction.

For recent first-time homeowners Ben and Stephanie Liddiard, buying a rambler in Layton, Utah, led to tax savings that

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To manage your biggest asset, create a financial plan that covers repairs, upgrades, mortgages, insurance, and taxes.

Do you pay each home-related expense as it comes? If so, you’re missing opportunities for upgrades, or much worse, heading into a financial crisis when a slew of surprise maintenance items hit. So take a holistic look at what it costs to operate your house and set up a home financial plan.

Use our home financial plan budget worksheet, and start by writing a list of expenses, such as:

  • Mortgage
  • Taxes
  • Home insurance, including liability
  • Repairs and maintenance, such as new furnace, roof, painting
  • Voluntary upgrades, such as a swimming pool, a premium range, a new powder room.

What Will You Learn From This Home

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Such as look for roof leaks before the first winter snow.

When the last of summer’s heat is a faint memory, and you’re pulling out your hoodies more than your shorts, it’s time to tackle a few simple chores that’ll make winter more pleasant and prevent some nasty surprises next spring.

#1 Clean and Stow Your Mower

If you’re not familiar with fuel stabilizer, get to know it. If your mower sits for months with gas in its tank, the gas will slowly deteriorate, which can damage internal engine parts. Fuel stabilizer ($10 for a 10-ounce bottle) prevents gas from degrading.Add stabilizer to your gasoline can to keep spare gas in good condition over the winter, and top off your mower tank with stabilized gas before you put it away

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Get the dirt out of your home before you hunker down for winter’s worst.

You know, when you think about it, we should be obsessing over fall cleaning instead of spring cleaning. After all, you’re about to shut yourself inside for months with all the dust and dirt your home has collected during the hot, dusty, open-window days of summer. And who wants to inhale that?!

The EPA even estimates that indoor air quality can be five times more polluted than outdoor air. So here’s a checklist to help you breathe easy all winter long in your home.

#1 Wash and Disinfect Garbage Cans and Wastebaskets

You’re going to be shut in all winter with these germ havens, so now’s a good time to clean them thoroughly. Take them outside where you can blast the

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Why now’s the perfect time to replace appliances.

The temps are starting to drop; the smell of wood smoke is in the air. Temps are more chilly than warm. That’s when veteran homeowners know it’s time to do these six things if they want to avoid grief or overspending:

#1 Buy Appliances

Whisper to them. Do a rain dance. Whatever it takes to get your old appliances to wait until fall to go on the fritz. Manufacturers bring out their latest models during the fall, and store owners offer big sales on appliances they want to move out — like last year’s most popular dishwasher. So September, October, and November are great months to buy.

But October is right in the middle — when there’s still plenty of selection, and retailers might be more willing

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The Albuquerque International Balloon Fiesta is a world-renowned attraction and destination for kids of all ages. For more than four decades, the first week in October brings the smell of roasting chiles and the beautiful, magical moving picture show of hot air balloons sailing silently through the crisp fall air.

Guests from all over the world come to Albuquerque to celebrate ballooning. Literally, hundreds of balloons will be taking flight from the Balloon Fiesta Park this year October 7-15, 2017.

From its modest beginnings in 1972 with 13 balloons launching from a shopping mall parking lot, the Balloon Fiesta has grown to multiple events launching year-round at the custom-designed, 365-acre Balloon Fiesta Park. Our signature event remains Balloon

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Guilty of buying cheap stuff? Pack-ratting? Here’s how to change your ways.

A date with a glass of wine and your favorite curry dish while watching the latest season of “Orange Is the New Black” may seem like the perfect way to spend your evening — until you hear something alive in that leaning tower of plates you’ve been ignoring all week.

Why, oh why, do you keep procrastinating dish cleanup night after night?!

Don’t beat yourself up too much. Bad habits are just way easier to maintain than good ones. They’re “the opposite of what makes you happy. They’re what make you miserable,” says M.J. Ryan, author of “Habit Changers: 81 Game-Changing Mantras to Mindfully Realize Your Goals.” Especially when they cost you money.

Here are 7 bad habits to

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If you live in the Southwest, complete these maintenance jobs every fall and winter to prevent costly repairs.

Certain home maintenance tasks should be completed each season to prevent structural damage, save energy, and keep all your home’s systems running properly. These maintenance tasks are most important for the Southwest in fall and winter. For a comprehensive list of tasks by season, refer to the to-do lists to the right of this article.

Fall and winter in the Southwest can mean the return of rain and snow after months of relentless, intense sun. “Out here, ultraviolet light really damages roof and wall surfaces,” says Bill Richardson, owner of Responsive Inspections in Albuquerque, N.M. This makes it doubly important to get your house ready

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